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Global Lending And Payments Market Research Report 2025

Published Date: September 2025

Report Code: QYRE-Auto-12K9471

Global Lending And Payments Market Insights and Forecast to 2028

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Global Lending And Payments Market Research Report 2025

Code: QYRE-Auto-12K9471

Report

September 2025

Pages:63

QYResearch

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DESCRIPTION

TABLE OF CONTENT

TABLES & FIGURES

FEATURED COMPANIES

Industry And Commercial Bank Of China

Agricultural Bank of China

Bank of China

JP Morgan

Wells Fargo

Lending And Payments Market

The global market for Lending And Payments was valued at US$ million in the year 2024 and is projected to reach a revised size of US$ million by 2031, growing at a CAGR of %during the forecast period.

The lending and payments market comprises all establishments engaged in lending and payments related activities such as lending, payments and transferring service. The lending and payments industry is categorized on the basis of the business model of the firms present in the industry.

Industry and Commercial Bank of China was the largest company in the lending and payments industry in 2017.

This report aims to provide a comprehensive presentation of the global market for Lending And Payments, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Lending And Payments.

The Lending And Payments market size, estimations, and forecasts are provided in terms of and revenue ($ millions), considering 2024 as the base year, with history and forecast data for the period from 2020 to 2031. This report segments the global Lending And Payments market comprehensively. Regional market sizes, concerning products by Type, by Application, and by players, are also provided.

For a more in-depth understanding of the market, the report provides profiles of the competitive landscape, key competitors, and their respective market ranks. The report also discusses technological trends and new product developments.

The report will help the Lending And Payments companies, new entrants, and industry chain related companies in this market with information on the revenues for the overall market and the sub-segments across the different segments, by company, by Type, by Application, and by regions.

Market Segmentation

Scope of Lending And Payments Market Report

Report Metric	Details
Report Name	Lending And Payments Market
Segment by Type	Lending Cards & Payments
Segment by Application	Banks Non-Banking Financial Institutions Others
By Region	North America (United States, Canada) Europe (Germany, France, UK, Italy, Russia) Rest of Europe Nordic Countries Asia-Pacific (China, Japan, South Korea) Southeast Asia (India, Australia) Rest of Asia Latin America (Mexico, Brazil) Rest of Latin America Middle East & Africa (Turkey, Saudi Arabia, UAE, Rest of MEA)
By Company	Industry And Commercial Bank Of China, Agricultural Bank Of China, Bank Of China, JP Morgan, Wells Fargo
Forecast units	USD million in value
Report coverage	Revenue and volume forecast, company share, competitive landscape, growth factors and trends

Chapter Outline

Chapter 1: Introduces the report scope of the report, executive summary of different market segments (by Type, by Application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 2: Introduces executive summary of global market size, regional market size, this section also introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by companies in the industry, and the analysis of relevant policies in the industry.
Chapter 3: Detailed analysis of Lending And Payments company competitive landscape, revenue market share, latest development plan, merger, and acquisition information, etc.
Chapter 4: Provides the analysis of various market segments by Type, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 5: Provides the analysis of various market segments by Application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 6, 7, 8, 9, 10: North America, Europe, Asia Pacific, Latin America, Middle East and Africa segment by country. It provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.
Chapter 11: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including product sales, revenue, price, gross margin, product introduction, recent development, etc.
Chapter 12: The main points and conclusions of the report.

FAQ for this report

Who are the main players in the Lending And Payments Market report?

Ans: The main players in the Lending And Payments Market are Industry And Commercial Bank Of China, Agricultural Bank Of China, Bank Of China, JP Morgan, Wells Fargo

What are the Application segmentation covered in the Lending And Payments Market report?

Ans: The Applications covered in the Lending And Payments Market report are Banks, Non-Banking Financial Institutions, Others

What are the Type segmentation covered in the Lending And Payments Market report?

Ans: The Types covered in the Lending And Payments Market report are Lending, Cards & Payments

1 Report Overview

1.1 Study Scope

1.2 Market Analysis by Type

1.2.1 Global Lending And Payments Market Size Growth Rate by Type: 2020 VS 2024 VS 2031

1.2.2 Lending

1.2.3 Cards & Payments

1.3 Market by Application

1.3.1 Global Lending And Payments Market Growth by Application: 2020 VS 2024 VS 2031

1.3.2 Banks

1.3.3 Non-Banking Financial Institutions

1.3.4 Others

1.4 Assumptions and Limitations

1.5 Study Objectives

1.6 Years Considered

2 Global Growth Trends

2.1 Global Lending And Payments Market Perspective (2020-2031)

2.2 Global Lending And Payments Growth Trends by Region

2.2.1 Global Lending And Payments Market Size by Region: 2020 VS 2024 VS 2031

2.2.2 Lending And Payments Historic Market Size by Region (2020-2025)

2.2.3 Lending And Payments Forecasted Market Size by Region (2026-2031)

2.3 Lending And Payments Market Dynamics

2.3.1 Lending And Payments Industry Trends

2.3.2 Lending And Payments Market Drivers

2.3.3 Lending And Payments Market Challenges

2.3.4 Lending And Payments Market Restraints

3 Competition Landscape by Key Players

3.1 Global Top Lending And Payments Players by Revenue

3.1.1 Global Top Lending And Payments Players by Revenue (2020-2025)

3.1.2 Global Lending And Payments Revenue Market Share by Players (2020-2025)

3.2 Global Lending And Payments Market Share by Company Type (Tier 1, Tier 2, and Tier 3)

3.3 Global Key Players Ranking by Lending And Payments Revenue

3.4 Global Lending And Payments Market Concentration Ratio

3.4.1 Global Lending And Payments Market Concentration Ratio (CR5 and HHI)

3.4.2 Global Top 10 and Top 5 Companies by Lending And Payments Revenue in 2024

3.5 Global Key Players of Lending And Payments Head office and Area Served

3.6 Global Key Players of Lending And Payments, Product and Application

3.7 Global Key Players of Lending And Payments, Date of Enter into This Industry

3.8 Mergers & Acquisitions, Expansion Plans

4 Lending And Payments Breakdown Data by Type

4.1 Global Lending And Payments Historic Market Size by Type (2020-2025)

4.2 Global Lending And Payments Forecasted Market Size by Type (2026-2031)

5 Lending And Payments Breakdown Data by Application

5.1 Global Lending And Payments Historic Market Size by Application (2020-2025)

5.2 Global Lending And Payments Forecasted Market Size by Application (2026-2031)

6 North America

6.1 North America Lending And Payments Market Size (2020-2031)

6.2 North America Lending And Payments Market Growth Rate by Country: 2020 VS 2024 VS 2031

6.3 North America Lending And Payments Market Size by Country (2020-2025)

6.4 North America Lending And Payments Market Size by Country (2026-2031)

6.5 United States

6.6 Canada

7 Europe

7.1 Europe Lending And Payments Market Size (2020-2031)

7.2 Europe Lending And Payments Market Growth Rate by Country: 2020 VS 2024 VS 2031

7.3 Europe Lending And Payments Market Size by Country (2020-2025)

7.4 Europe Lending And Payments Market Size by Country (2026-2031)

7.5 Germany

7.6 France

7.7 U.K.

7.8 Italy

7.9 Russia

7.10 Nordic Countries

8 Asia-Pacific

8.1 Asia-Pacific Lending And Payments Market Size (2020-2031)

8.2 Asia-Pacific Lending And Payments Market Growth Rate by Region: 2020 VS 2024 VS 2031

8.3 Asia-Pacific Lending And Payments Market Size by Region (2020-2025)

8.4 Asia-Pacific Lending And Payments Market Size by Region (2026-2031)

8.5 China

8.6 Japan

8.7 South Korea

8.8 Southeast Asia

8.9 India

8.10 Australia

9 Latin America

9.1 Latin America Lending And Payments Market Size (2020-2031)

9.2 Latin America Lending And Payments Market Growth Rate by Country: 2020 VS 2024 VS 2031

9.3 Latin America Lending And Payments Market Size by Country (2020-2025)

9.4 Latin America Lending And Payments Market Size by Country (2026-2031)

9.5 Mexico

9.6 Brazil

10 Middle East & Africa

10.1 Middle East & Africa Lending And Payments Market Size (2020-2031)

10.2 Middle East & Africa Lending And Payments Market Growth Rate by Country: 2020 VS 2024 VS 2031

10.3 Middle East & Africa Lending And Payments Market Size by Country (2020-2025)

10.4 Middle East & Africa Lending And Payments Market Size by Country (2026-2031)

10.5 Turkey

10.6 Saudi Arabia

10.7 UAE

11 Key Players Profiles

11.1 Industry And Commercial Bank Of China

11.1.1 Industry And Commercial Bank Of China Company Details

11.1.2 Industry And Commercial Bank Of China Business Overview

11.1.3 Industry And Commercial Bank Of China Lending And Payments Introduction

11.1.4 Industry And Commercial Bank Of China Revenue in Lending And Payments Business (2020-2025)

11.1.5 Industry And Commercial Bank Of China Recent Development

11.2 Agricultural Bank Of China

11.2.1 Agricultural Bank Of China Company Details

11.2.2 Agricultural Bank Of China Business Overview

11.2.3 Agricultural Bank Of China Lending And Payments Introduction

11.2.4 Agricultural Bank Of China Revenue in Lending And Payments Business (2020-2025)

11.2.5 Agricultural Bank Of China Recent Development

11.3 Bank Of China

11.3.1 Bank Of China Company Details

11.3.2 Bank Of China Business Overview

11.3.3 Bank Of China Lending And Payments Introduction

11.3.4 Bank Of China Revenue in Lending And Payments Business (2020-2025)

11.3.5 Bank Of China Recent Development

11.4 JP Morgan

11.4.1 JP Morgan Company Details

11.4.2 JP Morgan Business Overview

11.4.3 JP Morgan Lending And Payments Introduction

11.4.4 JP Morgan Revenue in Lending And Payments Business (2020-2025)

11.4.5 JP Morgan Recent Development

11.5 Wells Fargo

11.5.1 Wells Fargo Company Details

11.5.2 Wells Fargo Business Overview

11.5.3 Wells Fargo Lending And Payments Introduction

11.5.4 Wells Fargo Revenue in Lending And Payments Business (2020-2025)

11.5.5 Wells Fargo Recent Development

12 Analyst's Viewpoints/Conclusions

13 Appendix

13.1 Research Methodology

13.1.1 Methodology/Research Approach

13.1.1.1 Research Programs/Design

13.1.1.2 Market Size Estimation

13.1.1.3 Market Breakdown and Data Triangulation

13.1.2 Data Source

13.1.2.1 Secondary Sources

13.1.2.2 Primary Sources

13.2 Author Details

13.3 Disclaimer

FEATURED COMPANIES

Industry And Commercial Bank Of China

Agricultural Bank of China

Bank of China

JP Morgan

Wells Fargo

List of Tables

Table 1. Global Lending And Payments Market Size Growth Rate by Type (US$ Million): 2020 VS 2024 VS 2031

Table 2. Key Players of Lending

Table 3. Key Players of Cards & Payments

Table 4. Global Lending And Payments Market Size Growth by Application (US$ Million): 2020 VS 2024 VS 2031

Table 5. Global Lending And Payments Market Size by Region (US$ Million): 2020 VS 2024 VS 2031

Table 6. Global Lending And Payments Market Size by Region (2020-2025) & (US$ Million)

Table 7. Global Lending And Payments Market Share by Region (2020-2025)

Table 8. Global Lending And Payments Forecasted Market Size by Region (2026-2031) & (US$ Million)

Table 9. Global Lending And Payments Market Share by Region (2026-2031)

Table 10. Lending And Payments Market Trends

Table 11. Lending And Payments Market Drivers

Table 12. Lending And Payments Market Challenges

Table 13. Lending And Payments Market Restraints

Table 14. Global Lending And Payments Revenue by Players (2020-2025) & (US$ Million)

Table 15. Global Lending And Payments Market Share by Players (2020-2025)

Table 16. Global Top Lending And Payments Players by Company Type (Tier 1, Tier 2, and Tier 3) & (based on the Revenue in Lending And Payments as of 2024)

Table 17. Ranking of Global Top Lending And Payments Companies by Revenue (US$ Million) in 2024

Table 18. Global 5 Largest Players Market Share by Lending And Payments Revenue (CR5 and HHI) & (2020-2025)

Table 19. Global Key Players of Lending And Payments, Headquarters and Area Served

Table 20. Global Key Players of Lending And Payments, Product and Application

Table 21. Global Key Players of Lending And Payments, Date of Enter into This Industry

Table 22. Mergers & Acquisitions, Expansion Plans

Table 23. Global Lending And Payments Market Size by Type (2020-2025) & (US$ Million)

Table 24. Global Lending And Payments Revenue Market Share by Type (2020-2025)

Table 25. Global Lending And Payments Forecasted Market Size by Type (2026-2031) & (US$ Million)

Table 26. Global Lending And Payments Revenue Market Share by Type (2026-2031)

Table 27. Global Lending And Payments Market Size by Application (2020-2025) & (US$ Million)

Table 28. Global Lending And Payments Revenue Market Share by Application (2020-2025)

Table 29. Global Lending And Payments Forecasted Market Size by Application (2026-2031) & (US$ Million)

Table 30. Global Lending And Payments Revenue Market Share by Application (2026-2031)

Table 31. North America Lending And Payments Market Size Growth Rate by Country (US$ Million): 2020 VS 2024 VS 2031

Table 32. North America Lending And Payments Market Size by Country (2020-2025) & (US$ Million)

Table 33. North America Lending And Payments Market Size by Country (2026-2031) & (US$ Million)

Table 34. Europe Lending And Payments Market Size Growth Rate by Country (US$ Million): 2020 VS 2024 VS 2031

Table 35. Europe Lending And Payments Market Size by Country (2020-2025) & (US$ Million)

Table 36. Europe Lending And Payments Market Size by Country (2026-2031) & (US$ Million)

Table 37. Asia-Pacific Lending And Payments Market Size Growth Rate by Region (US$ Million): 2020 VS 2024 VS 2031

Table 38. Asia-Pacific Lending And Payments Market Size by Region (2020-2025) & (US$ Million)

Table 39. Asia-Pacific Lending And Payments Market Size by Region (2026-2031) & (US$ Million)

Table 40. Latin America Lending And Payments Market Size Growth Rate by Country (US$ Million): 2020 VS 2024 VS 2031

Table 41. Latin America Lending And Payments Market Size by Country (2020-2025) & (US$ Million)

Table 42. Latin America Lending And Payments Market Size by Country (2026-2031) & (US$ Million)

Table 43. Middle East & Africa Lending And Payments Market Size Growth Rate by Country (US$ Million): 2020 VS 2024 VS 2031

Table 44. Middle East & Africa Lending And Payments Market Size by Country (2020-2025) & (US$ Million)

Table 45. Middle East & Africa Lending And Payments Market Size by Country (2026-2031) & (US$ Million)

Table 46. Industry And Commercial Bank Of China Company Details

Table 47. Industry And Commercial Bank Of China Business Overview

Table 48. Industry And Commercial Bank Of China Lending And Payments Product

Table 49. Industry And Commercial Bank Of China Revenue in Lending And Payments Business (2020-2025) & (US$ Million)

Table 50. Industry And Commercial Bank Of China Recent Development

Table 51. Agricultural Bank Of China Company Details

Table 52. Agricultural Bank Of China Business Overview

Table 53. Agricultural Bank Of China Lending And Payments Product

Table 54. Agricultural Bank Of China Revenue in Lending And Payments Business (2020-2025) & (US$ Million)

Table 55. Agricultural Bank Of China Recent Development

Table 56. Bank Of China Company Details

Table 57. Bank Of China Business Overview

Table 58. Bank Of China Lending And Payments Product

Table 59. Bank Of China Revenue in Lending And Payments Business (2020-2025) & (US$ Million)

Table 60. Bank Of China Recent Development

Table 61. JP Morgan Company Details

Table 62. JP Morgan Business Overview

Table 63. JP Morgan Lending And Payments Product

Table 64. JP Morgan Revenue in Lending And Payments Business (2020-2025) & (US$ Million)

Table 65. JP Morgan Recent Development

Table 66. Wells Fargo Company Details

Table 67. Wells Fargo Business Overview

Table 68. Wells Fargo Lending And Payments Product

Table 69. Wells Fargo Revenue in Lending And Payments Business (2020-2025) & (US$ Million)

Table 70. Wells Fargo Recent Development

Table 71. Research Programs/Design for This Report

Table 72. Key Data Information from Secondary Sources

Table 73. Key Data Information from Primary Sources

Table 74. Authors List of This Report

List of Figures

Figure 1. Lending And Payments Picture

Figure 2. Global Lending And Payments Market Size Comparison by Type (2020-2031) & (US$ Million)

Figure 3. Global Lending And Payments Market Share by Type: 2024 VS 2031

Figure 4. Lending Features

Figure 5. Cards & Payments Features

Figure 6. Global Lending And Payments Market Size by Application (2020-2031) & (US$ Million)

Figure 7. Global Lending And Payments Market Share by Application: 2024 VS 2031

Figure 8. Banks Case Studies

Figure 9. Non-Banking Financial Institutions Case Studies

Figure 10. Others Case Studies

Figure 11. Lending And Payments Report Years Considered

Figure 12. Global Lending And Payments Market Size (US$ Million), Year-over-Year: 2020-2031

Figure 13. Global Lending And Payments Market Size, (US$ Million), 2020 VS 2024 VS 2031

Figure 14. Global Lending And Payments Market Share by Region: 2024 VS 2031

Figure 15. Global Lending And Payments Market Share by Players in 2024

Figure 16. Global Top Lending And Payments Players by Company Type (Tier 1, Tier 2, and Tier 3) & (based on the Revenue in Lending And Payments as of 2024)

Figure 17. The Top 10 and 5 Players Market Share by Lending And Payments Revenue in 2024

Figure 18. North America Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 19. North America Lending And Payments Market Share by Country (2020-2031)

Figure 20. United States Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 21. Canada Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 22. Europe Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 23. Europe Lending And Payments Market Share by Country (2020-2031)

Figure 24. Germany Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 25. France Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 26. U.K. Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 27. Italy Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 28. Russia Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 29. Nordic Countries Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 30. Asia-Pacific Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 31. Asia-Pacific Lending And Payments Market Share by Region (2020-2031)

Figure 32. China Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 33. Japan Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 34. South Korea Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 35. Southeast Asia Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 36. India Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 37. Australia Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 38. Latin America Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 39. Latin America Lending And Payments Market Share by Country (2020-2031)

Figure 40. Mexico Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 41. Brazil Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 42. Middle East & Africa Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 43. Middle East & Africa Lending And Payments Market Share by Country (2020-2031)

Figure 44. Turkey Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 45. Saudi Arabia Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 46. UAE Lending And Payments Market Size YoY Growth (2020-2031) & (US$ Million)

Figure 47. Industry And Commercial Bank Of China Revenue Growth Rate in Lending And Payments Business (2020-2025)

Figure 48. Agricultural Bank Of China Revenue Growth Rate in Lending And Payments Business (2020-2025)

Figure 49. Bank Of China Revenue Growth Rate in Lending And Payments Business (2020-2025)

Figure 50. JP Morgan Revenue Growth Rate in Lending And Payments Business (2020-2025)

Figure 51. Wells Fargo Revenue Growth Rate in Lending And Payments Business (2020-2025)

Figure 52. Bottom-up and Top-down Approaches for This Report

Figure 53. Data Triangulation

Figure 54. Key Executives Interviewed

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