Retail Banking Market By Type (Commercial Banks, Rural Banks, Others), By Function (Bank Account Opening, Deposits and Withdrawals, Debit and Credit Card Issuance, Investment and Insurance, Others), By End User (Individuals, Businesses): Global Opportunity Analysis and Industry Forecast, 2023-2032

Retail Banking Market

The retail banking market is likely to experience a significant growth rate of 8.1% from 2022-2032 owing to rapid integration of advanced technology and digital solutions –

A retail bank is a financial institution that primarily serves individual consumers and businesses. Its core functions revolve around providing basic financial services, such as accepting deposits, granting loans, and facilitating everyday transactions such as checking and savings accounts. Retail banks are the most familiar face of the banking industry to the general public, with numerous physical branches, ATMs, and an online presence. They offer a range of products and services tailored to meet the financial needs of individuals, including personal loans, mortgages, credit cards, and investment opportunities. In addition, they often provide services such as wealth management, retirement planning, and insurance products. The key distinction of a retail bank lies in its focus on serving individual customers rather than large corporations or institutions, making it a vital component of the broader financial ecosystem for everyday people seeking access to essential financial tools and services.

Several notable trends were shaping the retail banking market. Digitalization and mobile integration were enhancing user experiences, allowing for seamless booking, rewards tracking, and travel planning. Many retail bankings were placing increased emphasis on versatility, offering rewards beyond traditional travel-related expenses, such as dining, groceries, and entertainment. Additionally, sustainability and eco-conscious travel were becoming more relevant, leading to the introduction of eco-friendly perks and partnerships with sustainable travel providers. The COVID-19 pandemic had prompted card issuers to adapt by offering more flexible redemption options and benefits that catered to changing travel preferences, including staycations and road trips. It's worth noting that the dynamics of the retail banking market may have evolved since then, and consulting current sources for the latest trends is advisable.

The retail banking market is propelled by rapid technological advancements and the embrace of digital transformation revolutionizing customer interactions and reducing operational costs through innovations like mobile banking and AI-driven services. In addition, changing customer expectations and demand for personalized experiences are pushing banks to invest in user-friendly interfaces and omnichannel strategies. Furthermore, regulatory shifts and compliance focus foster trust and mitigate risks for institutions committed to meeting evolving regulatory standards. Therefore, these are the major driving factors in the retail banking market.

However, the industry faces intense competition from agile fintech startups and economic uncertainty with persistently low interest rates, challenging profitability, and stability, which is hampering the market growth.

On the contrary, availability of data presents a promising opportunity for the retail banking market. By harnessing advanced analytics and AI, retail banks can offer highly personalized financial solutions, enhancing customer satisfaction, identifying trends, and driving revenue growth through innovative products and services tailored to specific segments.

The retail banking market outlook is segmented on the basis of type, function, end user, and region. On the basis of type, the market is bifurcated into commercial banks, rural banks, and others. Based on function, the retail banking industry is bifurcated into bank account opening, deposits and withdrawals, debit and credit card issuance, investment and insurance, and others. Based on end user, it is divided into individuals and businesses. On the basis of region, it is analyzed across North America, Europe, Asia-Pacific, and LAMEA.

Some of the key players profiled in the report include Barclays, BNP Paribas, Citigroup, Inc., Deutsche Bank, Goldman Sachs, Industrial and Commercial Bank of China ( Asia ) Limited., JP Morgan Chase & Co., Mitsubishi UFJ Financial Group, Inc., The Hongkong and Shanghai Banking Corporation Limited, and Wells Fargo. These players have adopted various strategies to increase their market penetration and strengthen their position in the retail banking market.

The impact of COVID-19 on the retail banking market was mixed, with both positive and negative consequences. Initially, the pandemic presented significant challenges, leading to economic uncertainty, job losses, and financial strain for many individuals and businesses. This resulted in increased demand for loan restraint and relief programs, putting pressure on banks' asset quality. However, as the crisis advanced, retail banks played a crucial role in stabilizing the economy by swiftly implementing government-backed stimulus programs and providing financial support to affected customers and businesses. Furthermore, the pandemic accelerated the adoption of digital banking solutions, as customers sought contactless and online options, ultimately propelling technological advancements in the industry. Thus, while COVID-19 initially posed challenges, it also emphasized the resilience and adaptability of the retail banking sector, driving innovation and digital transformation.

Key Market Insights

By type, the commercial banks segment led the retail banking market in terms of revenue in 2022.

By function, the bank account opening segment accounted for the highest retail banking market share in 2022.

By end user, the individuals segment accounted for the highest share in the retail banking market size in 2022.

Overview

Retail banking refers to financial services provided by commercial banks to individual consumers, rather than to corporations, institutions, or other businesses. It involves a wide range of services aimed at meeting the day-to-day financial needs of individuals. This includes basic services such as savings and checking accounts, as well as loans, mortgages, credit cards, and personal financial advice. Retail banks play a crucial role in the economy by facilitating the flow of money, enabling people to save, borrow, and invest, and supporting the growth of businesses through lending. They also provide a convenient and accessible channel for individuals to manage their finances, often through physical branches, ATMs, online platforms, and mobile apps. Through these services, retail banking forms an essential foundation of the broader financial ecosystem, supporting the financial well-being of individuals and households.

The retail banking sector is experiencing significant growth due to rapid advancement of technology and the widespread adoption of digital transformation. This shift is fundamentally changing how banks interact with customers, resulting in reduced operational costs through innovations such as mobile banking and AI-powered services. Moreover, evolving customer expectations and the need for customized experiences are prompting banks to invest in customer friendly interfaces and comprehensive omnichannel strategies. In addition, a strong focus on regulatory compliance and shifts in regulations are not only instilling trust but also mitigating risks for institutions dedicated to meeting evolving standards. These factors are driving the retail banking market. However, the industry faces competition from fintech startups, and economic uncertainty from low interest rates is posing challenges to profitability and stability, thus impeding the market growth. On the contrary, availability of data presents a promising opportunity for the retail banking sector. Through the use of advanced analytics and AI, retail banks can provide highly personalized financial solutions, ultimately increasing customer satisfaction, recognizing trends, and propelling revenue growth by delivering innovative products and services tailored to specific customer needs.

The retail banking market is segmented on the basis of type, function, end user, and region. On the basis of type, the market is divided into commercial banks, rural banks, and others. By function, the retail banking industry is bifurcated into bank account opening, deposits and withdrawals, debit and credit card issuance, investment and insurance, and others. By end user, it is divided into individuals and businesses. Region-wise, it is analyzed across North America, Europe, Asia-Pacific, and LAMEA.

The report analyzes profiles of key players operating in the retail banking market such as Barclays, BNP Paribas, Citigroup, Inc., Deutsche Bank, Goldman Sachs, Industrial and Commercial Bank of China ( Asia ) Limited., JP Morgan Chase & Co., Mitsubishi UFJ Financial Group, Inc., The Hongkong and Shanghai Banking Corporation Limited, and Wells Fargo. These players have adopted various strategies to increase their market penetration and strengthen their position in the retail banking market.

Key benefits for stakeholders

●The study provides in-depth analysis of the global retail banking market along with the current & future trends to illustrate the imminent investment pockets.

●Information about key drivers, restraints, & opportunities and their impact analysis on the global retail banking market size are provided in the report.

●Porter’s five forces analysis illustrates the potency of buyers and suppliers operating in the industry.

●The quantitative analysis of the global retail banking market from 2023 to 2032 is provided to determine the market potential.

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Scope of Retail Banking Market Report

1.1. Report description

1.2. Key market segments

1.3. Key benefits to the stakeholders

1.4. Research methodology

1.4.1. Primary research

1.4.2. Secondary research

1.4.3. Analyst tools and models

2.1. CXO Perspective

3.1. Market definition and scope

3.2. Key findings

3.2.1. Top impacting factors

3.2.2. Top investment pockets

3.3. Porter’s five forces analysis

3.3.1. Low bargaining power of suppliers

3.3.2. Low threat of new entrants

3.3.3. Low threat of substitutes

3.3.4. Low intensity of rivalry

3.3.5. Low bargaining power of buyers

3.4. Market dynamics

3.4.1. Drivers

3.4.1.1. Technological advancements and digital transformation

3.4.1.2. Changing customer expectations and preferences

3.4.1.3. Regulatory shifts and compliance focus

3.4.2. Restraints

3.4.2.1. Intense competition from Fintech startups

3.4.2.2. Economic uncertainty and low interest rates

3.4.3. Opportunities

3.4.3.1. Personalized financial services and data-driven insights

4.1. Overview

4.1.1. Market size and forecast

4.2. Commercial Banks

4.2.1. Key market trends, growth factors and opportunities

4.2.2. Market size and forecast, by region

4.2.3. Market share analysis by country

4.3. Rural Banks

4.3.1. Key market trends, growth factors and opportunities

4.3.2. Market size and forecast, by region

4.3.3. Market share analysis by country

4.4. Others

4.4.1. Key market trends, growth factors and opportunities

4.4.2. Market size and forecast, by region

4.4.3. Market share analysis by country

5.1. Overview

5.1.1. Market size and forecast

5.2. Bank Account Opening

5.2.1. Key market trends, growth factors and opportunities

5.2.2. Market size and forecast, by region

5.2.3. Market share analysis by country

5.3. Deposits and Withdrawals

5.3.1. Key market trends, growth factors and opportunities

5.3.2. Market size and forecast, by region

5.3.3. Market share analysis by country

5.4. Debit and Credit Card Issuance

5.4.1. Key market trends, growth factors and opportunities

5.4.2. Market size and forecast, by region

5.4.3. Market share analysis by country

5.5. Investment and Insurance

5.5.1. Key market trends, growth factors and opportunities

5.5.2. Market size and forecast, by region

5.5.3. Market share analysis by country

5.6. Others

5.6.1. Key market trends, growth factors and opportunities

5.6.2. Market size and forecast, by region

5.6.3. Market share analysis by country

6.1. Overview

6.1.1. Market size and forecast

6.2. Individuals

6.2.1. Key market trends, growth factors and opportunities

6.2.2. Market size and forecast, by region

6.2.3. Market share analysis by country

6.3. Businesses

6.3.1. Key market trends, growth factors and opportunities

6.3.2. Market size and forecast, by region

6.3.3. Market share analysis by country

7.1. Overview

7.1.1. Market size and forecast By Region

7.2. North America

7.2.1. Key market trends, growth factors and opportunities

7.2.2. Market size and forecast, by Type

7.2.3. Market size and forecast, by Function

7.2.4. Market size and forecast, by End User

7.2.5. Market size and forecast, by country

7.2.5.1. U.S.

7.2.5.1.1. Market size and forecast, by Type

7.2.5.1.2. Market size and forecast, by Function

7.2.5.1.3. Market size and forecast, by End User

7.2.5.2. Canada

7.2.5.2.1. Market size and forecast, by Type

7.2.5.2.2. Market size and forecast, by Function

7.2.5.2.3. Market size and forecast, by End User

7.3. Europe

7.3.1. Key market trends, growth factors and opportunities

7.3.2. Market size and forecast, by Type

7.3.3. Market size and forecast, by Function

7.3.4. Market size and forecast, by End User

7.3.5. Market size and forecast, by country

7.3.5.1. UK

7.3.5.1.1. Market size and forecast, by Type

7.3.5.1.2. Market size and forecast, by Function

7.3.5.1.3. Market size and forecast, by End User

7.3.5.2. Germany

7.3.5.2.1. Market size and forecast, by Type

7.3.5.2.2. Market size and forecast, by Function

7.3.5.2.3. Market size and forecast, by End User

7.3.5.3. France

7.3.5.3.1. Market size and forecast, by Type

7.3.5.3.2. Market size and forecast, by Function

7.3.5.3.3. Market size and forecast, by End User

7.3.5.4. Italy

7.3.5.4.1. Market size and forecast, by Type

7.3.5.4.2. Market size and forecast, by Function

7.3.5.4.3. Market size and forecast, by End User

7.3.5.5. Spain

7.3.5.5.1. Market size and forecast, by Type

7.3.5.5.2. Market size and forecast, by Function

7.3.5.5.3. Market size and forecast, by End User

7.3.5.6. Rest of Europe

7.3.5.6.1. Market size and forecast, by Type

7.3.5.6.2. Market size and forecast, by Function

7.3.5.6.3. Market size and forecast, by End User

7.4. Asia-Pacific

7.4.1. Key market trends, growth factors and opportunities

7.4.2. Market size and forecast, by Type

7.4.3. Market size and forecast, by Function

7.4.4. Market size and forecast, by End User

7.4.5. Market size and forecast, by country

7.4.5.1. China

7.4.5.1.1. Market size and forecast, by Type

7.4.5.1.2. Market size and forecast, by Function

7.4.5.1.3. Market size and forecast, by End User

7.4.5.2. Japan

7.4.5.2.1. Market size and forecast, by Type

7.4.5.2.2. Market size and forecast, by Function

7.4.5.2.3. Market size and forecast, by End User

7.4.5.3. India

7.4.5.3.1. Market size and forecast, by Type

7.4.5.3.2. Market size and forecast, by Function

7.4.5.3.3. Market size and forecast, by End User

7.4.5.4. Australia

7.4.5.4.1. Market size and forecast, by Type

7.4.5.4.2. Market size and forecast, by Function

7.4.5.4.3. Market size and forecast, by End User

7.4.5.5. South Korea

7.4.5.5.1. Market size and forecast, by Type

7.4.5.5.2. Market size and forecast, by Function

7.4.5.5.3. Market size and forecast, by End User

7.4.5.6. Rest of Asia-Pacific

7.4.5.6.1. Market size and forecast, by Type

7.4.5.6.2. Market size and forecast, by Function

7.4.5.6.3. Market size and forecast, by End User

7.5. LAMEA

7.5.1. Key market trends, growth factors and opportunities

7.5.2. Market size and forecast, by Type

7.5.3. Market size and forecast, by Function

7.5.4. Market size and forecast, by End User

7.5.5. Market size and forecast, by country

7.5.5.1. Latin America

7.5.5.1.1. Market size and forecast, by Type

7.5.5.1.2. Market size and forecast, by Function

7.5.5.1.3. Market size and forecast, by End User

7.5.5.2. Middle East

7.5.5.2.1. Market size and forecast, by Type

7.5.5.2.2. Market size and forecast, by Function

7.5.5.2.3. Market size and forecast, by End User

7.5.5.3. Africa

7.5.5.3.1. Market size and forecast, by Type

7.5.5.3.2. Market size and forecast, by Function

7.5.5.3.3. Market size and forecast, by End User

8.1. Introduction

8.2. Top winning strategies

8.3. Product mapping of top 10 player

8.4. Competitive dashboard

8.5. Competitive heatmap

8.6. Top player positioning, 2022

9.1. Barclays Bank Plc

9.1.1. Company overview

9.1.2. Key executives

9.1.3. Company snapshot

9.1.4. Operating business segments

9.1.5. Product portfolio

9.1.6. Business performance

9.2. BNP Paribas

9.2.1. Company overview

9.2.2. Key executives

9.2.3. Company snapshot

9.2.4. Operating business segments

9.2.5. Product portfolio

9.2.6. Business performance

9.3. Citigroup, Inc.

9.3.1. Company overview

9.3.2. Key executives

9.3.3. Company snapshot

9.3.4. Operating business segments

9.3.5. Product portfolio

9.3.6. Business performance

9.3.7. Key strategic moves and developments

9.4. Deutsche Bank AG

9.4.1. Company overview

9.4.2. Key executives

9.4.3. Company snapshot

9.4.4. Operating business segments

9.4.5. Product portfolio

9.4.6. Business performance

9.5. Goldman Sachs Group

9.5.1. Company overview

9.5.2. Key executives

9.5.3. Company snapshot

9.5.4. Operating business segments

9.5.5. Product portfolio

9.5.6. Business performance

9.6. Industrial and Commercial Bank of China ( Asia ) Limited.

9.6.1. Company overview

9.6.2. Key executives

9.6.3. Company snapshot

9.6.4. Operating business segments

9.6.5. Product portfolio

9.6.6. Business performance

9.7. JP Morgan Chase & Co.

9.7.1. Company overview

9.7.2. Key executives

9.7.3. Company snapshot

9.7.4. Operating business segments

9.7.5. Product portfolio

9.7.6. Business performance

9.7.7. Key strategic moves and developments

9.8. Mitsubishi UFJ Financial Group, Inc.

9.8.1. Company overview

9.8.2. Key executives

9.8.3. Company snapshot

9.8.4. Operating business segments

9.8.5. Product portfolio

9.8.6. Business performance

9.9. The Hongkong and Shanghai Banking Corporation Limited

9.9.1. Company overview

9.9.2. Key executives

9.9.3. Company snapshot

9.9.4. Operating business segments

9.9.5. Product portfolio

9.9.6. Business performance

9.9.7. Key strategic moves and developments

9.10. Wells Fargo & Company

9.10.1. Company overview

9.10.2. Key executives

9.10.3. Company snapshot

9.10.4. Operating business segments

9.10.5. Product portfolio

9.10.6. Business performanc

LIST OF TABLES

TABLE 01. GLOBAL RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 02. RETAIL BANKING MARKET FOR COMMERCIAL BANKS, BY REGION, 2022-2032 ($BILLION)

TABLE 03. RETAIL BANKING MARKET FOR RURAL BANKS, BY REGION, 2022-2032 ($BILLION)

TABLE 04. RETAIL BANKING MARKET FOR OTHERS, BY REGION, 2022-2032 ($BILLION)

TABLE 05. GLOBAL RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 06. RETAIL BANKING MARKET FOR BANK ACCOUNT OPENING, BY REGION, 2022-2032 ($BILLION)

TABLE 07. RETAIL BANKING MARKET FOR DEPOSITS AND WITHDRAWALS, BY REGION, 2022-2032 ($BILLION)

TABLE 08. RETAIL BANKING MARKET FOR DEBIT AND CREDIT CARD ISSUANCE, BY REGION, 2022-2032 ($BILLION)

TABLE 09. RETAIL BANKING MARKET FOR INVESTMENT AND INSURANCE, BY REGION, 2022-2032 ($BILLION)

TABLE 10. RETAIL BANKING MARKET FOR OTHERS, BY REGION, 2022-2032 ($BILLION)

TABLE 11. GLOBAL RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 12. RETAIL BANKING MARKET FOR INDIVIDUALS, BY REGION, 2022-2032 ($BILLION)

TABLE 13. RETAIL BANKING MARKET FOR BUSINESSES, BY REGION, 2022-2032 ($BILLION)

TABLE 14. RETAIL BANKING MARKET, BY REGION, 2022-2032 ($BILLION)

TABLE 15. NORTH AMERICA RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 16. NORTH AMERICA RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 17. NORTH AMERICA RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 18. NORTH AMERICA RETAIL BANKING MARKET, BY COUNTRY, 2022-2032 ($BILLION)

TABLE 19. U.S. RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 20. U.S. RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 21. U.S. RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 22. CANADA RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 23. CANADA RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 24. CANADA RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 25. EUROPE RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 26. EUROPE RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 27. EUROPE RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 28. EUROPE RETAIL BANKING MARKET, BY COUNTRY, 2022-2032 ($BILLION)

TABLE 29. UK RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 30. UK RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 31. UK RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 32. GERMANY RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 33. GERMANY RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 34. GERMANY RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 35. FRANCE RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 36. FRANCE RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 37. FRANCE RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 38. ITALY RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 39. ITALY RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 40. ITALY RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 41. SPAIN RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 42. SPAIN RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 43. SPAIN RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 44. REST OF EUROPE RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 45. REST OF EUROPE RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 46. REST OF EUROPE RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 47. ASIA-PACIFIC RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 48. ASIA-PACIFIC RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 49. ASIA-PACIFIC RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 50. ASIA-PACIFIC RETAIL BANKING MARKET, BY COUNTRY, 2022-2032 ($BILLION)

TABLE 51. CHINA RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 52. CHINA RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 53. CHINA RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 54. JAPAN RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 55. JAPAN RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 56. JAPAN RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 57. INDIA RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 58. INDIA RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 59. INDIA RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 60. AUSTRALIA RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 61. AUSTRALIA RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 62. AUSTRALIA RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 63. SOUTH KOREA RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 64. SOUTH KOREA RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 65. SOUTH KOREA RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 66. REST OF ASIA-PACIFIC RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 67. REST OF ASIA-PACIFIC RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 68. REST OF ASIA-PACIFIC RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 69. LAMEA RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 70. LAMEA RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 71. LAMEA RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 72. LAMEA RETAIL BANKING MARKET, BY COUNTRY, 2022-2032 ($BILLION)

TABLE 73. LATIN AMERICA RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 74. LATIN AMERICA RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 75. LATIN AMERICA RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 76. MIDDLE EAST RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 77. MIDDLE EAST RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 78. MIDDLE EAST RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 79. AFRICA RETAIL BANKING MARKET, BY TYPE, 2022-2032 ($BILLION)

TABLE 80. AFRICA RETAIL BANKING MARKET, BY FUNCTION, 2022-2032 ($BILLION)

TABLE 81. AFRICA RETAIL BANKING MARKET, BY END USER, 2022-2032 ($BILLION)

TABLE 82. BARCLAYS BANK PLC: KEY EXECUTIVES

TABLE 83. BARCLAYS BANK PLC: COMPANY SNAPSHOT

TABLE 84. BARCLAYS BANK PLC: SERVICE SEGMENTS

TABLE 85. BARCLAYS BANK PLC: PRODUCT PORTFOLIO

TABLE 86. BNP PARIBAS: KEY EXECUTIVES

TABLE 87. BNP PARIBAS: COMPANY SNAPSHOT

TABLE 88. BNP PARIBAS: SERVICE SEGMENTS

TABLE 89. BNP PARIBAS: PRODUCT PORTFOLIO

TABLE 90. CITIGROUP, INC.: KEY EXECUTIVES

TABLE 91. CITIGROUP, INC.: COMPANY SNAPSHOT

TABLE 92. CITIGROUP, INC.: SERVICE SEGMENTS

TABLE 93. CITIGROUP, INC.: PRODUCT PORTFOLIO

TABLE 94. CITIGROUP, INC.: KEY STRATERGIES

TABLE 95. DEUTSCHE BANK AG: KEY EXECUTIVES

TABLE 96. DEUTSCHE BANK AG: COMPANY SNAPSHOT

TABLE 97. DEUTSCHE BANK AG: SERVICE SEGMENTS

TABLE 98. DEUTSCHE BANK AG: PRODUCT PORTFOLIO

TABLE 99. GOLDMAN SACHS GROUP: KEY EXECUTIVES

TABLE 100. GOLDMAN SACHS GROUP: COMPANY SNAPSHOT

TABLE 101. GOLDMAN SACHS GROUP: SERVICE SEGMENTS

TABLE 102. GOLDMAN SACHS GROUP: PRODUCT PORTFOLIO

TABLE 103. INDUSTRIAL AND COMMERCIAL BANK OF CHINA ( ASIA ) LIMITED.: KEY EXECUTIVES

TABLE 104. INDUSTRIAL AND COMMERCIAL BANK OF CHINA ( ASIA ) LIMITED.: COMPANY SNAPSHOT

TABLE 105. INDUSTRIAL AND COMMERCIAL BANK OF CHINA ( ASIA ) LIMITED.: SERVICE SEGMENTS

TABLE 106. INDUSTRIAL AND COMMERCIAL BANK OF CHINA ( ASIA ) LIMITED.: PRODUCT PORTFOLIO

TABLE 107. JP MORGAN CHASE & CO.: KEY EXECUTIVES

TABLE 108. JP MORGAN CHASE & CO.: COMPANY SNAPSHOT

TABLE 109. JP MORGAN CHASE & CO.: SERVICE SEGMENTS

TABLE 110. JP MORGAN CHASE & CO.: PRODUCT PORTFOLIO

TABLE 111. JP MORGAN CHASE & CO.: KEY STRATERGIES

TABLE 112. MITSUBISHI UFJ FINANCIAL GROUP, INC.: KEY EXECUTIVES

TABLE 113. MITSUBISHI UFJ FINANCIAL GROUP, INC.: COMPANY SNAPSHOT

TABLE 114. MITSUBISHI UFJ FINANCIAL GROUP, INC.: SERVICE SEGMENTS

TABLE 115. MITSUBISHI UFJ FINANCIAL GROUP, INC.: PRODUCT PORTFOLIO

TABLE 116. THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED: KEY EXECUTIVES

TABLE 117. THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED: COMPANY SNAPSHOT

TABLE 118. THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED: SERVICE SEGMENTS

TABLE 119. THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED: PRODUCT PORTFOLIO

TABLE 120. THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED: KEY STRATERGIES

TABLE 121. WELLS FARGO & COMPANY: KEY EXECUTIVES

TABLE 122. WELLS FARGO & COMPANY: COMPANY SNAPSHOT

TABLE 123. WELLS FARGO & COMPANY: SERVICE SEGMENTS

TABLE 124. WELLS FARGO & COMPANY: PRODUCT PORTFOLIO LIST OF FIGURES

FIGURE 01. RETAIL BANKING MARKET, 2022-2032

FIGURE 02. SEGMENTATION OF RETAIL BANKING MARKET,2022-2032

FIGURE 03. TOP IMPACTING FACTORS IN RETAIL BANKING MARKET (2022 TO 2032)

FIGURE 04. TOP INVESTMENT POCKETS IN RETAIL BANKING MARKET (2023-2032)

FIGURE 05. LOW BARGAINING POWER OF SUPPLIERS

FIGURE 06. LOW THREAT OF NEW ENTRANTS

FIGURE 07. LOW THREAT OF SUBSTITUTES

FIGURE 08. LOW INTENSITY OF RIVALRY

FIGURE 09. LOW BARGAINING POWER OF BUYERS

FIGURE 10. GLOBAL RETAIL BANKING MARKET:DRIVERS, RESTRAINTS AND OPPORTUNITIES

FIGURE 11. RETAIL BANKING MARKET, BY TYPE, 2022 AND 2032(%)

FIGURE 12. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR COMMERCIAL BANKS, BY COUNTRY 2022 AND 2032(%)

FIGURE 13. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR RURAL BANKS, BY COUNTRY 2022 AND 2032(%)

FIGURE 14. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR OTHERS, BY COUNTRY 2022 AND 2032(%)

FIGURE 15. RETAIL BANKING MARKET, BY FUNCTION, 2022 AND 2032(%)

FIGURE 16. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR BANK ACCOUNT OPENING, BY COUNTRY 2022 AND 2032(%)

FIGURE 17. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR DEPOSITS AND WITHDRAWALS, BY COUNTRY 2022 AND 2032(%)

FIGURE 18. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR DEBIT AND CREDIT CARD ISSUANCE, BY COUNTRY 2022 AND 2032(%)

FIGURE 19. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR INVESTMENT AND INSURANCE, BY COUNTRY 2022 AND 2032(%)

FIGURE 20. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR OTHERS, BY COUNTRY 2022 AND 2032(%)

FIGURE 21. RETAIL BANKING MARKET, BY END USER, 2022 AND 2032(%)

FIGURE 22. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR INDIVIDUALS, BY COUNTRY 2022 AND 2032(%)

FIGURE 23. COMPARATIVE SHARE ANALYSIS OF RETAIL BANKING MARKET FOR BUSINESSES, BY COUNTRY 2022 AND 2032(%)

FIGURE 24. RETAIL BANKING MARKET BY REGION, 2022 AND 2032(%)

FIGURE 25. U.S. RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 26. CANADA RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 27. UK RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 28. GERMANY RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 29. FRANCE RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 30. ITALY RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 31. SPAIN RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 32. REST OF EUROPE RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 33. CHINA RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 34. JAPAN RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 35. INDIA RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 36. AUSTRALIA RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 37. SOUTH KOREA RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 38. REST OF ASIA-PACIFIC RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 39. LATIN AMERICA RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 40. MIDDLE EAST RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 41. AFRICA RETAIL BANKING MARKET, 2022-2032 ($BILLION)

FIGURE 42. TOP WINNING STRATEGIES, BY YEAR (2021-2023)

FIGURE 43. TOP WINNING STRATEGIES, BY DEVELOPMENT (2021-2023)

FIGURE 44. TOP WINNING STRATEGIES, BY COMPANY (2021-2023)

FIGURE 45. PRODUCT MAPPING OF TOP 10 PLAYERS

FIGURE 46. COMPETITIVE DASHBOARD

FIGURE 47. COMPETITIVE HEATMAP: RETAIL BANKING MARKET

FIGURE 48. TOP PLAYER POSITIONING, 2022

FIGURE 49. BARCLAYS BANK PLC: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 50. BARCLAYS BANK PLC: REVENUE SHARE BY SEGMENT, 2022 (%)

FIGURE 51. BARCLAYS BANK PLC: REVENUE SHARE BY REGION, 2022 (%)

FIGURE 52. BNP PARIBAS: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 53. BNP PARIBAS: REVENUE SHARE BY SEGMENT, 2022 (%)

FIGURE 54. BNP PARIBAS: REVENUE SHARE BY REGION, 2022 (%)

FIGURE 55. CITIGROUP, INC.: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 56. CITIGROUP, INC.: REVENUE SHARE BY SEGMENT, 2022 (%)

FIGURE 57. DEUTSCHE BANK AG: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 58. DEUTSCHE BANK AG: REVENUE SHARE BY SEGMENT, 2022 (%)

FIGURE 59. DEUTSCHE BANK AG: REVENUE SHARE BY REGION, 2021 (%)

FIGURE 60. GOLDMAN SACHS GROUP: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 61. GOLDMAN SACHS GROUP: REVENUE SHARE BY REGION, 2022 (%)

FIGURE 62. GOLDMAN SACHS GROUP: REVENUE SHARE BY SEGMENT, 2022 (%)

FIGURE 63. INDUSTRIAL AND COMMERCIAL BANK OF CHINA ( ASIA ) LIMITED.: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 64. INDUSTRIAL AND COMMERCIAL BANK OF CHINA ( ASIA ) LIMITED.: REVENUE SHARE BY SEGMENT, 2022 (%)

FIGURE 65. JP MORGAN CHASE & CO.: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 66. JP MORGAN CHASE & CO.: REVENUE SHARE BY REGION, 2022 (%)

FIGURE 67. MITSUBISHI UFJ FINANCIAL GROUP, INC.: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 68. MITSUBISHI UFJ FINANCIAL GROUP, INC.: REVENUE SHARE BY SEGMENT, 2022 (%)

FIGURE 69. THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 70. THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED: REVENUE SHARE BY SEGMENT, 2022 (%)

FIGURE 71. THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED: REVENUE SHARE BY REGION, 2022 (%)

FIGURE 72. WELLS FARGO & COMPANY: NET REVENUE, 2020-2022 ($MILLION)

FIGURE 73. WELLS FARGO & COMPANY: REVENUE SHARE BY SEGMENT, 2022 (%