Global Online Lending Market Research Report 2023

Online lending, also known as social lending and P2P lending, refers to the direct lending between individuals through Internet Platforms.Individuals include natural persons, legal persons and other organizations.As a new lending platform, the rapid growth of online lending puts pressure on traditional lending and forces its transformation.

The global Online Lending market was valued at US$ million in 2022 and is anticipated to reach US$ million by 2029, witnessing a CAGR of % during the forecast period 2023-2029. The influence of COVID-19 and the Russia-Ukraine War were considered while estimating market sizes.

Alternative financing channels like online lending have re-configured how people today are able to access credit.

This report aims to provide a comprehensive presentation of the global market for Online Lending, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Online Lending.

The Online Lending market size, estimations, and forecasts are provided in terms of and revenue ($ millions), considering 2022 as the base year, with history and forecast data for the period from 2018 to 2029. This report segments the global Online Lending market comprehensively. Regional market sizes, concerning products by type, by application, and by players, are also provided.

For a more in-depth understanding of the market, the report provides profiles of the competitive landscape, key competitors, and their respective market ranks. The report also discusses technological trends and new product developments.

The report will help the Online Lending companies, new entrants, and industry chain related companies in this market with information on the revenues for the overall market and the sub-segments across the different segments, by company, by type, by application, and by regions.

1.1 Study Scope

1.2 Market Analysis by Type

1.2.1 Global Online Lending Market Size Growth Rate by Type: 2018 VS 2022 VS 2029

1.2.2 On-Premise

1.2.3 Cloud-Based

1.3 Market by Application

1.3.1 Global Online Lending Market Growth by Application: 2018 VS 2022 VS 2029

1.3.2 Individuals

1.3.3 Businesses

1.4 Study Objectives

1.5 Years Considered

1.6 Years Considered

2.1 Global Online Lending Market Perspective (2018-2029)

2.2 Online Lending Growth Trends by Region

2.2.1 Global Online Lending Market Size by Region: 2018 VS 2022 VS 2029

2.2.2 Online Lending Historic Market Size by Region (2018-2023)

2.2.3 Online Lending Forecasted Market Size by Region (2024-2029)

2.3 Online Lending Market Dynamics

2.3.1 Online Lending Industry Trends

2.3.2 Online Lending Market Drivers

2.3.3 Online Lending Market Challenges

2.3.4 Online Lending Market Restraints

3.1 Global Top Online Lending Players by Revenue

3.1.1 Global Top Online Lending Players by Revenue (2018-2023)

3.1.2 Global Online Lending Revenue Market Share by Players (2018-2023)

3.2 Global Online Lending Market Share by Company Type (Tier 1, Tier 2, and Tier 3)

3.3 Players Covered: Ranking by Online Lending Revenue

3.4 Global Online Lending Market Concentration Ratio

3.4.1 Global Online Lending Market Concentration Ratio (CR5 and HHI)

3.4.2 Global Top 10 and Top 5 Companies by Online Lending Revenue in 2022

3.5 Online Lending Key Players Head office and Area Served

3.6 Key Players Online Lending Product Solution and Service

3.7 Date of Enter into Online Lending Market

3.8 Mergers & Acquisitions, Expansion Plans

4.1 Global Online Lending Historic Market Size by Type (2018-2023)

4.2 Global Online Lending Forecasted Market Size by Type (2024-2029)

5.1 Global Online Lending Historic Market Size by Application (2018-2023)

5.2 Global Online Lending Forecasted Market Size by Application (2024-2029)

6.1 North America Online Lending Market Size (2018-2029)

6.2 North America Online Lending Market Growth Rate by Country: 2018 VS 2022 VS 2029

6.3 North America Online Lending Market Size by Country (2018-2023)

6.4 North America Online Lending Market Size by Country (2024-2029)

6.5 United States

6.6 Canada

7.1 Europe Online Lending Market Size (2018-2029)

7.2 Europe Online Lending Market Growth Rate by Country: 2018 VS 2022 VS 2029

7.3 Europe Online Lending Market Size by Country (2018-2023)

7.4 Europe Online Lending Market Size by Country (2024-2029)

7.5 Germany

7.6 France

7.7 U.K.

7.8 Italy

7.9 Russia

7.10 Nordic Countries

8.1 Asia-Pacific Online Lending Market Size (2018-2029)

8.2 Asia-Pacific Online Lending Market Growth Rate by Region: 2018 VS 2022 VS 2029

8.3 Asia-Pacific Online Lending Market Size by Region (2018-2023)

8.4 Asia-Pacific Online Lending Market Size by Region (2024-2029)

8.5 China

8.6 Japan

8.7 South Korea

8.8 Southeast Asia

8.9 India

8.10 Australia

9.1 Latin America Online Lending Market Size (2018-2029)

9.2 Latin America Online Lending Market Growth Rate by Country: 2018 VS 2022 VS 2029

9.3 Latin America Online Lending Market Size by Country (2018-2023)

9.4 Latin America Online Lending Market Size by Country (2024-2029)

9.5 Mexico

9.6 Brazil

10.1 Middle East & Africa Online Lending Market Size (2018-2029)

10.2 Middle East & Africa Online Lending Market Growth Rate by Country: 2018 VS 2022 VS 2029

10.3 Middle East & Africa Online Lending Market Size by Country (2018-2023)

10.4 Middle East & Africa Online Lending Market Size by Country (2024-2029)

10.5 Turkey

10.6 Saudi Arabia

10.7 UAE

11.1 Zopa

11.1.1 Zopa Company Detail

11.1.2 Zopa Business Overview

11.1.3 Zopa Online Lending Introduction

11.1.4 Zopa Revenue in Online Lending Business (2018-2023)

11.1.5 Zopa Recent Development

11.2 Daric

11.2.1 Daric Company Detail

11.2.2 Daric Business Overview

11.2.3 Daric Online Lending Introduction

11.2.4 Daric Revenue in Online Lending Business (2018-2023)

11.2.5 Daric Recent Development

11.3 Pave

11.3.1 Pave Company Detail

11.3.2 Pave Business Overview

11.3.3 Pave Online Lending Introduction

11.3.4 Pave Revenue in Online Lending Business (2018-2023)

11.3.5 Pave Recent Development

11.4 Mintos

11.4.1 Mintos Company Detail

11.4.2 Mintos Business Overview

11.4.3 Mintos Online Lending Introduction

11.4.4 Mintos Revenue in Online Lending Business (2018-2023)

11.4.5 Mintos Recent Development

11.5 Lendix

11.5.1 Lendix Company Detail

11.5.2 Lendix Business Overview

11.5.3 Lendix Online Lending Introduction

11.5.4 Lendix Revenue in Online Lending Business (2018-2023)

11.5.5 Lendix Recent Development

11.6 RateSetter

11.6.1 RateSetter Company Detail

11.6.2 RateSetter Business Overview

11.6.3 RateSetter Online Lending Introduction

11.6.4 RateSetter Revenue in Online Lending Business (2018-2023)

11.6.5 RateSetter Recent Development

11.7 Canstar

11.7.1 Canstar Company Detail

11.7.2 Canstar Business Overview

11.7.3 Canstar Online Lending Introduction

11.7.4 Canstar Revenue in Online Lending Business (2018-2023)

11.7.5 Canstar Recent Development

11.8 Faircent

11.8.1 Faircent Company Detail

11.8.2 Faircent Business Overview

11.8.3 Faircent Online Lending Introduction

11.8.4 Faircent Revenue in Online Lending Business (2018-2023)

11.8.5 Faircent Recent Development

11.9 Upstart

11.9.1 Upstart Company Detail

11.9.2 Upstart Business Overview

11.9.3 Upstart Online Lending Introduction

11.9.4 Upstart Revenue in Online Lending Business (2018-2023)

11.9.5 Upstart Recent Development

11.10 Funding Circle

11.10.1 Funding Circle Company Detail

11.10.2 Funding Circle Business Overview

11.10.3 Funding Circle Online Lending Introduction

11.10.4 Funding Circle Revenue in Online Lending Business (2018-2023)

11.10.5 Funding Circle Recent Development

11.11 Prosper

11.11.1 Prosper Company Detail

11.11.2 Prosper Business Overview

11.11.3 Prosper Online Lending Introduction

11.11.4 Prosper Revenue in Online Lending Business (2018-2023)

11.11.5 Prosper Recent Development

11.12 CircleBack Lending

11.12.1 CircleBack Lending Company Detail

11.12.2 CircleBack Lending Business Overview

11.12.3 CircleBack Lending Online Lending Introduction

11.12.4 CircleBack Lending Revenue in Online Lending Business (2018-2023)

11.12.5 CircleBack Lending Recent Development

11.13 Peerform

11.13.1 Peerform Company Detail

11.13.2 Peerform Business Overview

11.13.3 Peerform Online Lending Introduction

11.13.4 Peerform Revenue in Online Lending Business (2018-2023)

11.13.5 Peerform Recent Development

11.14 Lending Club

11.14.1 Lending Club Company Detail

11.14.2 Lending Club Business Overview

11.14.3 Lending Club Online Lending Introduction

11.14.4 Lending Club Revenue in Online Lending Business (2018-2023)

11.14.5 Lending Club Recent Development

13.1 Research Methodology

13.1.1 Methodology/Research Approach

13.1.2 Data Source

13.2 Disclaimer

13.3 Author Details

List of Tables

    Table 1. Global Online Lending Market Size Growth Rate by Type (US$ Million): 2018 VS 2022 VS 2029

    Table 2. Key Players of On-Premise

    Table 3. Key Players of Cloud-Based

    Table 4. Global Online Lending Market Size Growth by Application (US$ Million): 2018 VS 2022 VS 2029

    Table 5. Global Online Lending Market Size by Region (US$ Million): 2018 VS 2022 VS 2029

    Table 6. Global Online Lending Market Size by Region (2018-2023) & (US$ Million)

    Table 7. Global Online Lending Market Share by Region (2018-2023)

    Table 8. Global Online Lending Forecasted Market Size by Region (2024-2029) & (US$ Million)

    Table 9. Global Online Lending Market Share by Region (2024-2029)

    Table 10. Online Lending Market Trends

    Table 11. Online Lending Market Drivers

    Table 12. Online Lending Market Challenges

    Table 13. Online Lending Market Restraints

    Table 14. Global Online Lending Revenue by Players (2018-2023) & (US$ Million)

    Table 15. Global Online Lending Market Share by Players (2018-2023)

    Table 16. Global Top Online Lending Players by Company Type (Tier 1, Tier 2, and Tier 3) & (based on the Revenue in Online Lending as of 2022)

    Table 17. Ranking of Global Top Online Lending Companies by Revenue (US$ Million) in 2022

    Table 18. Global 5 Largest Players Market Share by Online Lending Revenue (CR5 and HHI) & (2018-2023)

    Table 19. Key Players Headquarters and Area Served

    Table 20. Key Players Online Lending Product Solution and Service

    Table 21. Date of Enter into Online Lending Market

    Table 22. Mergers & Acquisitions, Expansion Plans

    Table 23. Global Online Lending Market Size by Type (2018-2023) & (US$ Million)

    Table 24. Global Online Lending Revenue Market Share by Type (2018-2023)

    Table 25. Global Online Lending Forecasted Market Size by Type (2024-2029) & (US$ Million)

    Table 26. Global Online Lending Revenue Market Share by Type (2024-2029)

    Table 27. Global Online Lending Market Size by Application (2018-2023) & (US$ Million)

    Table 28. Global Online Lending Revenue Market Share by Application (2018-2023)

    Table 29. Global Online Lending Forecasted Market Size by Application (2024-2029) & (US$ Million)

    Table 30. Global Online Lending Revenue Market Share by Application (2024-2029)

    Table 31. North America Online Lending Market Size Growth Rate by Country (US$ Million): 2018 VS 2022 VS 2029

    Table 32. North America Online Lending Market Size by Country (2018-2023) & (US$ Million)

    Table 33. North America Online Lending Market Size by Country (2024-2029) & (US$ Million)

    Table 34. Europe Online Lending Market Size Growth Rate by Country (US$ Million): 2018 VS 2022 VS 2029

    Table 35. Europe Online Lending Market Size by Country (2018-2023) & (US$ Million)

    Table 36. Europe Online Lending Market Size by Country (2024-2029) & (US$ Million)

    Table 37. Asia-Pacific Online Lending Market Size Growth Rate by Region (US$ Million): 2018 VS 2022 VS 2029

    Table 38. Asia-Pacific Online Lending Market Size by Region (2018-2023) & (US$ Million)

    Table 39. Asia-Pacific Online Lending Market Size by Region (2024-2029) & (US$ Million)

    Table 40. Latin America Online Lending Market Size Growth Rate by Country (US$ Million): 2018 VS 2022 VS 2029

    Table 41. Latin America Online Lending Market Size by Country (2018-2023) & (US$ Million)

    Table 42. Latin America Online Lending Market Size by Country (2024-2029) & (US$ Million)

    Table 43. Middle East & Africa Online Lending Market Size Growth Rate by Country (US$ Million): 2018 VS 2022 VS 2029

    Table 44. Middle East & Africa Online Lending Market Size by Country (2018-2023) & (US$ Million)

    Table 45. Middle East & Africa Online Lending Market Size by Country (2024-2029) & (US$ Million)

    Table 46. Zopa Company Detail

    Table 47. Zopa Business Overview

    Table 48. Zopa Online Lending Product

    Table 49. Zopa Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 50. Zopa Recent Development

    Table 51. Daric Company Detail

    Table 52. Daric Business Overview

    Table 53. Daric Online Lending Product

    Table 54. Daric Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 55. Daric Recent Development

    Table 56. Pave Company Detail

    Table 57. Pave Business Overview

    Table 58. Pave Online Lending Product

    Table 59. Pave Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 60. Pave Recent Development

    Table 61. Mintos Company Detail

    Table 62. Mintos Business Overview

    Table 63. Mintos Online Lending Product

    Table 64. Mintos Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 65. Mintos Recent Development

    Table 66. Lendix Company Detail

    Table 67. Lendix Business Overview

    Table 68. Lendix Online Lending Product

    Table 69. Lendix Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 70. Lendix Recent Development

    Table 71. RateSetter Company Detail

    Table 72. RateSetter Business Overview

    Table 73. RateSetter Online Lending Product

    Table 74. RateSetter Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 75. RateSetter Recent Development

    Table 76. Canstar Company Detail

    Table 77. Canstar Business Overview

    Table 78. Canstar Online Lending Product

    Table 79. Canstar Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 80. Canstar Recent Development

    Table 81. Faircent Company Detail

    Table 82. Faircent Business Overview

    Table 83. Faircent Online Lending Product

    Table 84. Faircent Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 85. Faircent Recent Development

    Table 86. Upstart Company Detail

    Table 87. Upstart Business Overview

    Table 88. Upstart Online Lending Product

    Table 89. Upstart Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 90. Upstart Recent Development

    Table 91. Funding Circle Company Detail

    Table 92. Funding Circle Business Overview

    Table 93. Funding Circle Online Lending Product

    Table 94. Funding Circle Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 95. Funding Circle Recent Development

    Table 96. Prosper Company Detail

    Table 97. Prosper Business Overview

    Table 98. Prosper Online Lending Product

    Table 99. Prosper Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 100. Prosper Recent Development

    Table 101. CircleBack Lending Company Detail

    Table 102. CircleBack Lending Business Overview

    Table 103. CircleBack Lending Online Lending Product

    Table 104. CircleBack Lending Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 105. CircleBack Lending Recent Development

    Table 106. Peerform Company Detail

    Table 107. Peerform Business Overview

    Table 108. Peerform Online Lending Product

    Table 109. Peerform Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 110. Peerform Recent Development

    Table 111. Lending Club Company Detail

    Table 112. Lending Club Business Overview

    Table 113. Lending Club Online Lending Product

    Table 114. Lending Club Revenue in Online Lending Business (2018-2023) & (US$ Million)

    Table 115. Lending Club Recent Development

    Table 116. Research Programs/Design for This Report

    Table 117. Key Data Information from Secondary Sources

    Table 118. Key Data Information from Primary Sources

List of Figures

    Figure 1. Global Online Lending Market Size Comparison by Type (2023-2029) & (US$ Million)

    Figure 2. Global Online Lending Market Share by Type: 2022 VS 2029

    Figure 3. On-Premise Features

    Figure 4. Cloud-Based Features

    Figure 5. Global Online Lending Market Size Comparison by Application (2023-2029) & (US$ Million)

    Figure 6. Global Online Lending Market Share by Application: 2022 VS 2029

    Figure 7. Individuals Case Studies

    Figure 8. Businesses Case Studies

    Figure 9. Online Lending Report Years Considered

    Figure 10. Global Online Lending Market Size (US$ Million), Year-over-Year: 2018-2029

    Figure 11. Global Online Lending Market Size, (US$ Million), 2018 VS 2022 VS 2029

    Figure 12. Global Online Lending Market Share by Region: 2022 VS 2029

    Figure 13. Global Online Lending Market Share by Players in 2022

    Figure 14. Global Top Online Lending Players by Company Type (Tier 1, Tier 2, and Tier 3) & (based on the Revenue in Online Lending as of 2022)

    Figure 15. The Top 10 and 5 Players Market Share by Online Lending Revenue in 2022

    Figure 16. North America Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 17. North America Online Lending Market Share by Country (2018-2029)

    Figure 18. United States Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 19. Canada Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 20. Europe Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 21. Europe Online Lending Market Share by Country (2018-2029)

    Figure 22. Germany Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 23. France Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 24. U.K. Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 25. Italy Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 26. Russia Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 27. Nordic Countries Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 28. Asia-Pacific Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 29. Asia-Pacific Online Lending Market Share by Region (2018-2029)

    Figure 30. China Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 31. Japan Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 32. South Korea Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 33. Southeast Asia Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 34. India Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 35. Australia Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 36. Latin America Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 37. Latin America Online Lending Market Share by Country (2018-2029)

    Figure 38. Mexico Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 39. Brazil Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 40. Middle East & Africa Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 41. Middle East & Africa Online Lending Market Share by Country (2018-2029)

    Figure 42. Turkey Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 43. Saudi Arabia Online Lending Market Size YoY Growth (2018-2029) & (US$ Million)

    Figure 44. Zopa Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 45. Daric Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 46. Pave Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 47. Mintos Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 48. Lendix Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 49. RateSetter Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 50. Canstar Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 51. Faircent Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 52. Upstart Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 53. Funding Circle Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 54. Prosper Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 55. CircleBack Lending Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 56. Peerform Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 57. Lending Club Revenue Growth Rate in Online Lending Business (2018-2023)

    Figure 58. Bottom-up and Top-down Approaches for This Report

    Figure 59. Data Triangulation

    Figure 60. Key Executives Interviewed